[{"data":1,"prerenderedAt":163},["ShallowReactive",2],{"course-ppp101-en":3,"all-courses-en":34},{"id":4,"title":5,"body":6,"description":10,"extension":14,"meta":15,"navigation":28,"path":30,"seo":31,"stem":32,"__hash__":33},"course/course/ppp101.md","Personal Pension Planning For Corporate Owner-Managers",{"type":7,"value":8,"toc":9},"minimark",[],{"title":10,"searchDepth":11,"depth":12,"links":13},"",1,2,[],"md",{"uid":16,"type":17,"date":18,"short_description":19,"enroll_link":20,"kb_link":21,"price":22,"discount_amount":23,"discount_expiration":23,"topics":24,"why_you_should_learn_":25,"what_you_ll_learn":26,"provider":27,"show_on_university_homepage":28,"contact_phone_number":23,"hide_work_towards_the_mfa":29,"hide_what_s_included":29},"ppp101","course","2020-08-31T21:56:16+0000","In light of the new tax rules that penalize passive investments within CCPCs, advisors must understand how pension legislation can become a powerful tool to deal with wealth succession, business succession, and tax optimization within a corporate environment.","https://www.knowledgebureau.com/index.php/cart?prod=SIS0219&discountcode=INTEGRIS","https://www.knowledgebureau.com/site/course/PPP-for-Corporate-Owner-Managers",895,null,"Introduction: Pension management in the context of the business owner demographic Understanding the differences between RRSP and pension regulatory environments Disadvantages of traditional RRSPs for a family company vs pensions Navigating the Tax on Passive Investments by using a pension solution Concept of Inter-Generational Wealth Transfer: pension surplus at work within a family company How can one improve on the Individual Pension Plan: a review of combination plan solutions Creditor Protection and Bankruptcy Protection in the context of pension plans Fiduciary Oversight: the pension competitive edge How the pension plan fits in with other competing strategies: insurance synergies Investment management for Canadian small businesses Asset allocation, risk assessment, return objectives and how to best maximize the probability for success in the scope of a customized pension plan","Discover 20 advantages that registered pension plans provide business owners that aren't possible with an RRSP.","How to find significant tax deductions by upgrading clients from RRSPs to pension solutions\n\nHow to use pension solutions within broader planning exercises such as the sale of business or transition to the next generation\n\nConstructing portfolios within the parameters allowable by the provisions set forth in the Income Tax Act that can maximize the benefit of pensions.\n\nFind out how the PPP differs from an IPP.","Knowledge 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Strategies",{"type":7,"value":46,"toc":47},[],{"title":10,"searchDepth":11,"depth":12,"links":48},[],{"uid":50,"type":17,"date":51,"short_description":52,"enroll_link":53,"kb_link":54,"price":22,"discount_amount":23,"discount_expiration":23,"topics":55,"why_you_should_learn_":56,"what_you_ll_learn":57,"provider":27,"show_on_university_homepage":28,"contact_phone_number":23,"hide_work_towards_the_mfa":29,"hide_what_s_included":29},"ppp102","2020-08-31T22:58:31+0000","This course covers a strategic and tax efficient investment income planning process which places capital accumulations in the right hands of individuals in the family.","https://www.knowledgebureau.com/index.php/cart?prod=STP0818&discountcode=INTEGRIS","https://www.knowledgebureau.com/site/course/tax-strategies-for-financial-advisors","Real Wealth Management\nTax-Efficient Investing: Planning for Income and Capital\nBusiness Income and Asset Planning\nIntroduction to Income Taxation in Canada\nGrowing and Preserving Tax-Efficient Wealth\nRegistered Investments\nTax Efficient Investment Income\nReal Estate\nTax Efficient Asset Transfers\nPrincipal Residences\nTax Efficient Debt Management\nRisk Management: Tax Consequences of Disability and Death\n","All relevant recent tax changes including, UCCB enhancements, the family tax cut, changes to TFSA contribution limits, and changes to the capital gains deduction are covered in the course. It also incorporates a strategic and tax-efficient investment income planning process which will result in capital accumulations in the right hands within a family.","You will learn to be conversant in recent tax changes relating to a variety of investment opportunities. You'll also understand strategies and ordering rules using tax-free, tax-deferred, and taxable incomes. You'll use a series of assessment tools to structure your clients' pre- and post-tax investment income and to monitor ongoing results. You'll learn how to manage tax returns by being familiar with tax-free zones, clawback zones and marginal tax rates. You'll provide specific investment income planning approaches for a variety of taxpayer profiles, including young families, students, business owners, and retirees.","/course/ppp102",{"title":44,"description":10},"course/ppp102","UdVEP2ZVfN-QrKvrzyayBfW99XXlQ49ZouuW5E2U8UQ",{"id":63,"title":64,"body":65,"description":10,"extension":14,"meta":69,"navigation":28,"path":78,"seo":79,"stem":80,"__hash__":81},"course/course/ppp103.md","Tax Efficient Retirement Income Planning",{"type":7,"value":66,"toc":67},[],{"title":10,"searchDepth":11,"depth":12,"links":68},[],{"uid":70,"type":17,"date":71,"short_description":72,"enroll_link":73,"kb_link":74,"price":22,"discount_amount":23,"discount_expiration":23,"topics":75,"why_you_should_learn_":76,"what_you_ll_learn":77,"provider":27,"show_on_university_homepage":28,"contact_phone_number":23,"hide_work_towards_the_mfa":29,"hide_what_s_included":29},"ppp103","2020-09-01T02:34:59+0000","This course marries tax and financial planning competencies in order to help clients adequately fund tax-efficient income requirements by accumulating, growing, preserving and transitioning wealth through three phases of retirement—pre-retirement, in-retirement and post-retirement.\n\nThis course allows advisors to develop a consistent process for multi-generational planning that looks at tax efficiency of both income and capital left for spouses and heirs, using cutting edge tools to predict how sustainable savings will be and what can be done through income averaging, income splitting and tax deferral.","https://www.knowledgebureau.com/index.php/cart?prod=SRP0518&discountcode=INTEGRIS","https://www.knowledgebureau.com/site/course/tax-efficient-retirement-income-planning","Methodology: Tax-Efficient Retirement Income Planning\nFirst Steps: Helping Clients Envision the Plan\nTax Changes Relating to Retirees\nManaging Government Income Sources\nManaging Canada Pension Plan\nPlanning with Tax-Assisted, Self-Funded Sources\nForeign Pensions and Non-Registered Accounts\nTax-Efficient Retirement Income Planning for Employees Part 1\nTax-Efficient Retirement Income Planning for Employees Part 2\nPlanning for Post-Retirement and Survivors\n","The leading-edge program is designed to provide structure and process for advisors interested in specializing in tax-efficient retirement income planning. This is a skillset in great demand by the baby boomer demographic—the most affluent generation in our history—who seek credible, expert solutions to their complex retirement planning requirements, and view tax erosion as the biggest threat to their wealth. In fact, with recent tax changes that introduce a high-income tax bracket, this is true.","This course covers a holistic retirement income planning process. You will acquire the knowledge to do a proper assessment of client vision and goals for retirement and engage them in a consistent process for addressing the three trigger questions that cause financial decision-making—life, financial, and economic events.\n\nYou'll establish a strategic “real wealth management plan” based on client needs for tax efficient income as well as after-tax capital preservation, growth and transition. You'll plan a 20-year retirement income strategy that minimizes capital encroachment in order to preserve as much savings as possible for uncertain futures, but in addition, averages down taxes on many layers of income sources that will be earned by a couple in retirement.\n\nThrough a variety of Advisor Think Tanks and case studies, you will demonstrate the customization of a retirement income plan and responses to specific questions pre-retirees have, like do I have enough?; when should I take my CPP pension benefit?; and what should I do with my severance package?","/course/ppp103",{"title":64,"description":10},"course/ppp103","kv_6j9DuSSTjF3_1dKukYF7CzB1G5cE8Lviu5W8rix0",{"id":83,"title":84,"body":85,"description":10,"extension":14,"meta":89,"navigation":28,"path":98,"seo":99,"stem":100,"__hash__":101},"course/course/ppp104.md","Succession Planning for Owner-Managers",{"type":7,"value":86,"toc":87},[],{"title":10,"searchDepth":11,"depth":12,"links":88},[],{"uid":90,"type":17,"date":91,"short_description":92,"enroll_link":93,"kb_link":94,"price":22,"discount_amount":23,"discount_expiration":23,"topics":95,"why_you_should_learn_":96,"what_you_ll_learn":97,"provider":27,"show_on_university_homepage":28,"contact_phone_number":23,"hide_work_towards_the_mfa":29,"hide_what_s_included":29},"ppp104","2020-09-01T02:55:14+0000","This course will help advisors become valuable resources to their clients in the succession planning process. Key concepts include understanding the importance of succession planning for the business and key positions within the business. It focuses on roles and financial issues, from both the perspectives of a business leader and successor. It also addresses the impact of succession on employees and the business as a whole, and succession of the business to third parties.","https://www.knowledgebureau.com/index.php/cart?prod=SEP0410&discountcode=INTEGRIS","https://www.knowledgebureau.com/site/course/fundamentals-of-succession-planning","Introduction to Succession Planning\nEssentials of Planning and the Planning Process\nKey Positions that Require Succession Planning\nRole and Responsibility Issues for Business Leaders\nFinancial Issues for Business Leaders\nRole and Responsibility Issues for Successors\nFinancial Issues for Successors\nSuccession Plan Implementation\nSuccession of the Business to Another Organization\nSuccession Planning: Specialized Situations\n","This course provides an overview of the fundamentals of succession planning, enabling you to understand the key concepts in this important area and assist your clients in developing succession plans for their businesses.","You'll develop an understanding of the importance of the planning process, and how routine planning in the business is an important precursor for succession planning. You'll learn to differentiate and understand the relationship between succession planning for key positions in the business and for the business as a whole.\n\nYou'll coach business leaders and potential successors as to their roles and responsibilities in succession planning, particularly in terms of personal implications. You'll also Identify the key financial issues that business leaders and potential successors should consider when conducting succession planning, and the impact that the decisions they make can have on their future financial position.\n\nAnother key area you'll learn about is succession planning implementation.\n\nYou'll assist clients in challenging times, including failed succession attempts and assist business leaders in understanding the options and process for pursuing succession to a third party.","/course/ppp104",{"title":84,"description":10},"course/ppp104","oG7bltLIO5HSoz3kAFYP8010lGvyTwBTq-jopo1kuck",{"id":103,"title":104,"body":105,"description":10,"extension":14,"meta":109,"navigation":28,"path":118,"seo":119,"stem":120,"__hash__":121},"course/course/ppp105.md","Behavioural Finance in Risk Management",{"type":7,"value":106,"toc":107},[],{"title":10,"searchDepth":11,"depth":12,"links":108},[],{"uid":110,"type":17,"date":111,"short_description":112,"enroll_link":113,"kb_link":114,"price":22,"discount_amount":23,"discount_expiration":23,"topics":115,"why_you_should_learn_":116,"what_you_ll_learn":117,"provider":27,"show_on_university_homepage":28,"contact_phone_number":23,"hide_work_towards_the_mfa":29,"hide_what_s_included":29},"ppp105","2020-09-01T02:57:39+0000","This course reviews the measurement and calculation of risk and return from the perspective of clients who are now living longer lives. Largely due to advances in preventing heart disease, more awareness, and healthy lifestyles, Canadians who reach age 65 are more likely than ever to live into their 90s. As a result, retirement income planning is a much longer process in which a focus on continued accumulation and investing is as important as the tax-efficient withdrawal of funds. Capital must be preserved at the same time.","https://www.knowledgebureau.com/index.php/cart?prod=SFP0215&discountcode=INTEGRIS","https://www.knowledgebureau.com/site/course/financial-literacy-assessing-risk-and-returnhttps://","Measuring and Calculating Returns\nStandard Deviation\nCorrelation & Beta\nCalculating Portfolio Risk\nThe Efficient Frontier\nThe Capital Asset Pricing Model\nGenerating Risk-Adjusted Returns\nIndexing and the ETF Evolution\nSoftware Tools for Portfolio Analysis\nPortfolio Management in the Context of the Current Market\n","Capture the underlying algebraic equations in the evaluation and management of risk and return in a pre- and post-retirement portfolio in a visual format that makes it easier to set short and long-term goals. This allows better decision-making about investing when human capital is retired and financial capital must take over in providing income. The result is greater peace of mind and the opportunity to transfer an increasing family net worth to the next generation.","You will be exposed to software and online tools that will aid in the application of the concepts discussed throughout the course. Discussions and examples of how to employ these tools will be featured throughout the course—graphically and in case settings.\n\nYou'll explore the changing environment for risk and return, and how it weighs on an ageing demographic. In addition, you'll decipher the current interest rate environment and how it manifests into increasingly complex solutions and understand how to focus on strategies for risk mitigation for pre-retirees and retirees alike.\n\nIn this course, you will learn to explain and integrate modern portfolio theory, relating it to a post-financial crisis environment that still bears a number of short and long term risk factors. You'll use financial literacy to guard against complaints around inappropriate risk tolerance or investments and evaluate a variety of risks within asset classes using a multi-dimensional approach. You'll come to understand how to use the combination of both risk and return to make more informed recommendations.\n\nUsing the power of simulations and modelling, as well as a defined process for goal setting and financial assessments, you will learn to explain the most powerful financial concepts to predict and evaluate risk and return in the retirement period. You'll use current data to make investment decisions and then monitor changes in personal net worth as a result of sound decision-making.","/course/ppp105",{"title":104,"description":10},"course/ppp105","IT4Ed7D2BrTNlrbs5w07S4Noy66xNUwuCPzb2n9ue-Q",{"id":123,"title":124,"body":125,"description":10,"extension":14,"meta":129,"navigation":28,"path":138,"seo":139,"stem":140,"__hash__":141},"course/course/ppp106.md","Planning with Trusts",{"type":7,"value":126,"toc":127},[],{"title":10,"searchDepth":11,"depth":12,"links":128},[],{"uid":130,"type":17,"date":131,"short_description":132,"enroll_link":133,"kb_link":134,"price":22,"discount_amount":23,"discount_expiration":23,"topics":135,"why_you_should_learn_":136,"what_you_ll_learn":137,"provider":27,"show_on_university_homepage":28,"contact_phone_number":23,"hide_work_towards_the_mfa":29,"hide_what_s_included":29},"ppp106","2020-09-01T02:59:16+0000","This course provides a detailed primer in the subject area featuring common true to life scenarios because every financial advisor who discusses tax, financial or investment plans with clients should have a basic understanding of the taxation of trusts in order to discuss estate planning options with clients.","https://www.knowledgebureau.com/index.php/cart?prod=SEP0318&discountcode=INTEGRIS","https://www.knowledgebureau.com/site/course/use-of-trusts-in-tax-and-estate-planning","Basic Trust Mechanics\nTrusts as Mechanisms to Exert Control\nBasic Tax Treatment\nTestamentary Trusts\nInter Vivos Trusts\nCharitable Remainder Trusts\nAlter Ego and Joint Partner Trusts\nInsurance and RRSP Trusts\nSpousal Trusts\nTrusts for Disabled Beneficiaries\n","Trusts are used on an ever-increasing basis to plan for wealth and succession objectives for medium and high worth clients. An advisor who can assist with that process enjoys the oppor­tunity to nail down long-term, intergenerational connections with clients and their families.","You will come to understand the basics of trusts and learn how to explain them to clients. You'll also learn how to avoid probate fees using alter ego trusts and RRSP trusts, and reduce income taxes using charitable remainder trusts, estate freezes, and testamentary trusts. Among the subjects covered is learning how to protect children from gold-diggers, protect wealth from creditors, and safeguard beneficiaries from poor financial judgment using control designed trusts. Also covered is learning to help clients with disabled beneficiaries. Identifying opportunities and needs for insurance products as part of trust planning is a subject area as well.","/course/ppp106",{"title":124,"description":10},"course/ppp106","FIRC0rKgmGPRICUvd3xTGkhCaup8FVruJLp9h8wJuXs",{"id":143,"title":144,"body":145,"description":10,"extension":14,"meta":149,"navigation":28,"path":159,"seo":160,"stem":161,"__hash__":162},"course/course/ppp201.md","The Smith Manoeuvre and the Personal Pension Plan",{"type":7,"value":146,"toc":147},[],{"title":10,"searchDepth":11,"depth":12,"links":148},[],{"uid":150,"type":17,"date":151,"short_description":152,"enroll_link":153,"kb_link":153,"price":22,"discount_amount":23,"discount_expiration":23,"topics":154,"why_you_should_learn_":155,"what_you_ll_learn":156,"provider":157,"show_on_university_homepage":28,"contact_phone_number":158,"hide_work_towards_the_mfa":28,"hide_what_s_included":28},"ppp201","2021-08-26T02:01:13+0000","This course will give you a solid understanding of The Smith Manoeuvre tax-deductible mortgage strategy and how it can help your clients not only generate personal wealth from their mortgage but can also significantly augment the growth of your client’s Personal Pension Plan and corporation.","https://smithmanoeuvre.com/product/the-smith-manoeuvre-and-the-personal-pension-plan/?ref=integris","Why Canadians Need The Smith Manoeuvre…and Debt!\nWhat is The Smith Manoeuvre?\nAccelerators, Conversion, Investment & Taxation\nCommon Myths, Mistakes & Other Things to Know\nCosts, Risks, Suitability & Common Questions\nThe Smith Manoeuvre and the Personal Pension Plan\nThe Smith Manoeuvre Certified Professional Accreditation Program\nThe Smithman Calculator Tutorial\n","Many of your clients own their own homes and have a mortgage. This creates an opportunity to become their trusted advisor by adding value above and beyond your competition by showing them how to improve their cash flow, eliminate their expensive mortgage quickly, and invest significant sums each month – all without requiring additional cash flow on a monthly basis. When integrated with a Personal Pension Plan, your advice, guidance and services will prove extremely valuable.","Why every Canadian homeowner should examine making their mortgage tax-deductible. What The Smith Manoeuvre requires, how it works and how your clients can benefit. Avoid common mistakes and get clarity on common misunderstandings and myths. What are the risks and issues surrounding suitability and qualification? How The Smith Manoeuvre and a Personal Pension Plan can integrate to significantly increase your clients’ financial security. How becoming a member of the Canada-wide Smith Manoeuvre Certified Professional network can build your business.","Smith Consulting","none","/course/ppp201",{"title":144,"description":10},"course/ppp201","4zNlnTHOUUwSUMBN9_RXr0yChKiYkAfFDagzQ-f4ZPw",1780259518055]